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You get used to it in the sense that you learn to work around it. You go outside before 10am or after 7pm. You accept that June through September is indoor season.
HEB store brand stuff is genuinely good quality. Their creamy creations ice cream competes with Blue Bell. I said what I said.
At $110K combined you can make $350K work but it will be tight with Texas property taxes. Run the real numbers including tax, insurance, and a maintenance fund. Not just principal and interest.
The key is never letting your house get hot in the first place. Blackout curtains, good insulation, and never open the doors more than necessary. Treat it like winter in reverse.
Drive through the area at night before you sign anything. If you feel uneasy at 10pm on a Tuesday, trust that instinct.
Don't let perfect be the enemy of good. I waited 2 years for prices to drop and they went up $40K instead. Timing the market is a myth. Buy when you can afford to.
The best BBQ I ever had was at a family reunion where my uncle cooked it in a homemade smoker made from a oil drum. No thermometer. No YouTube education. Just vibes.
Paper plates = no insurance and possibly no registration. And they drive like it because they know they can't be traced. Biggest problem on Texas roads right now.
Brisket gatekeepers are the worst. My dad has been smoking brisket for 30 years and some guy who watched one YouTube video tried to tell him he's doing it wrong.
The bathroom thing alone justifies its existence. After driving 3 hours on a Texas highway I would pay $5 just for a clean bathroom. The food is a bonus.
Texas has basically zero rent control and no statewide cap on increases. Your only leverage is threatening to leave. And honestly? Sometimes you have to follow through.
Costco for bulk items, HEB for weekly stuff, and I still end up at Walmart at 10pm because I forgot something. Every single week.
Factor in ALL costs not just mortgage. Property tax, insurance, HOA, maintenance, and the stuff that breaks. My first year I spent $8K on things the inspection missed.
HEB for meat and produce, Aldi for everything else. Kroger only if I forgot something and it's 9pm.
I stop every time I see one and I'm not sorry. The kolaches are solid, the bathrooms are spotless, and the beaver nuggets are crack.
If you have a kid and the indoor temp is dangerous, call 311 and explain the situation. Some cities have emergency housing resources or can expedite code enforcement.
Walmart grocery pickup changed my life. I don't go inside anymore. Order on the app, pull up, they load it. Under 5 minutes.
The hard truth is that unless someone is caught in the act, police don't have the resources to investigate car break-ins. Prevention is all you've got.
The "market rate" excuse is infuriating when the unit is in worse condition than when you moved in. Market rate for WHAT exactly.
The insurance situation in Texas is rough right now. Get quotes BEFORE you make an offer on a house. Some areas are seeing 40-50% premium increases after recent storm seasons.
Buc-ee's is an experience, not a restaurant. You go for the vibes and the clean bathroom and you leave with $40 of beaver-branded impulse purchases.
Moved to a different complex and saved $200/month even after moving costs. Sometimes leaving is cheaper long term. Do the math on 12 months not just the moving cost.
Bought last year at 6.8%. Monthly payment is more than my old rent but I'm not throwing money away anymore. You can always refinance when rates drop. You can't un-rent money you already spent.
The fudge and the jerky are genuinely high quality. Everything else is overpriced gas station food with cute packaging. Fight me.
Document every maintenance request in writing (email, not just the portal). If they haven't fixed stuff you reported, that's leverage for negotiation or for your city's tenant complaint process.
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Activity
Rep Breakdown
30,962 from posts · 16,222 from comments
Streak
Best Post
Most Active In
Tea & Receipts60 postsAchievements
Tier Progress
50 rep to Regular