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My Mexican friends refuse to eat at most Tex-Mex places. But they also admit that queso (which doesn't exist in Mexico) is addictive. Cultural exchange works both ways.
The real answer is that it depends on what trade and what degree. A CS degree from a good school pays more than plumbing. But a plumbing license pays more than a generic business degree with $40K in loans.
The "market rate" excuse is infuriating when the unit is in worse condition than when you moved in. Market rate for WHAT exactly.
Factor in ALL costs not just mortgage. Property tax, insurance, HOA, maintenance, and the stuff that breaks. My first year I spent $8K on things the inspection missed.
Bought last year at 6.8%. Monthly payment is more than my old rent but I'm not throwing money away anymore. You can always refinance when rates drop. You can't un-rent money you already spent.
Document every maintenance request in writing (email, not just the portal). If they haven't fixed stuff you reported, that's leverage for negotiation or for your city's tenant complaint process.
Brisket gatekeepers are the worst. My dad has been smoking brisket for 30 years and some guy who watched one YouTube video tried to tell him he's doing it wrong.
Moved to a different complex and saved $200/month even after moving costs. Sometimes leaving is cheaper long term. Do the math on 12 months not just the moving cost.
Fully remote jobs are getting more competitive. 500+ applicants for every decent remote posting. Be prepared to apply to 50+ positions. It took me 3 months to find my current role.
McDonald's sweet tea for $1 is the best value in fast food beverages and I will die on this hill. They put an absurd amount of sugar in it.
Read your CC&Rs cover to cover. Half the violations HOAs send out are either not actually in the rules or they're enforcing selectively. If your neighbor's trash can is visible too, document it and bring it up.
Skip the places with "Mexican Grill" in the name. Find the places with handwritten specials on the whiteboard. That's where the real food is.
You can do both. Get your trade license AND take classes part-time. My buddy is a licensed plumber making $75K while finishing his business degree at night. He wants to run his own shop.
Finally someone said it. In-N-Out and Culver's are both better burgers. Whataburger wins on breakfast items and late night only.
I negotiated mine down $150 by showing them comparable units on Zillow that were cheaper. They'd rather keep a paying tenant than turn the unit. It's worth trying.
Look at healthcare and government tech roles. They're not as flashy but they're still hiring and they don't lay off every 6 months. Stability matters when you've been burned.
The companies forcing return-to-office are just trying to justify their lease costs. It's not about productivity and everyone knows it.
I'm remote and I love it but I'll be honest — the isolation is real. I go days without talking to another adult in person. Make sure you have a plan for that.
Kroger digital coupons are annoying but I save $15-20 a trip when I actually clip them. It takes 3 minutes on the app.
The real authentic spots are usually in strip malls with no English on the menu. If abuela is in the kitchen you're in the right place.
Nostalgia is literally part of food culture. You're not making the point you think you're making. Also the spicy ketchup is elite.
Tex-Mex is not Mexican food and nobody who grew up eating both would confuse them. Both are good. They're just different cuisines at this point.
For COBRA — check healthcare.gov first. Losing your job qualifies you for a Special Enrollment Period. ACA plans might be significantly cheaper than COBRA depending on your income.
Birria tacos here have gotten so much better in the last few years. The trend actually brought legit birria spots out of hiding.
The caveat is that trades destroy your body. I'm 38 and my knees and back are shot. The money is real but so is the physical toll. Have a plan for what you do at 50.
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30,962 from posts · 16,222 from comments
Streak
Best Post
Most Active In
Tea & Receipts60 postsAchievements
Tier Progress
50 rep to Regular