KnowYard Community

Document everything in writing. Every call, every text, every email. Take photos of the thermostat showing the indoor temp. This is your evidence if it goes to court.

The insurance situation in Texas is rough right now. Get quotes BEFORE you make an offer on a house. Some areas are seeing 40-50% premium increases after recent storm seasons.

Do NOT withhold rent without following the proper legal steps. Texas is very landlord-friendly and they can evict you fast if you just stop paying without going through the process.

Brisket gatekeepers are the worst. My dad has been smoking brisket for 30 years and some guy who watched one YouTube video tried to tell him he's doing it wrong.

The smoke ring discourse is out of control. It doesn't even affect flavor. It's just a visual marker. Relax.

LOCK YOUR CARS. I know it sounds obvious but half the break-ins are just unlocked doors. They walk down the street pulling handles. If it's locked they move on.

Factor in ALL costs not just mortgage. Property tax, insurance, HOA, maintenance, and the stuff that breaks. My first year I spent $8K on things the inspection missed.

Bought last year at 6.8%. Monthly payment is more than my old rent but I'm not throwing money away anymore. You can always refinance when rates drop. You can't un-rent money you already spent.

Never, ever leave a gun in your car overnight. I know Texas loves truck guns but an unsecured firearm in an unlocked vehicle is just a free gun for criminals.

Texas Property Code 92.056. Send a WRITTEN notice (certified mail or email with delivery receipt) describing the condition and giving them reasonable time to fix it. If they don't, you have options including repair-and-deduct.

Call your city's code compliance. An apartment without AC in July may violate habitability codes. The city inspector showing up lights a fire under landlords real fast.

My commute used to be 1.5 hours round trip. That's 7.5 hours a week, 30 hours a month, sitting in traffic producing nothing. Remote work gave me a whole day back every month.

Fully remote jobs are getting more competitive. 500+ applicants for every decent remote posting. Be prepared to apply to 50+ positions. It took me 3 months to find my current role.

This is why I specifically bought a house with no HOA even though it meant a longer commute. My trash can sits wherever I want and nobody sends me letters about it.

I'm remote and I love it but I'll be honest — the isolation is real. I go days without talking to another adult in person. Make sure you have a plan for that.

$200/month HOA and they can't even maintain the common areas? Request a financial audit. You're entitled to see where that money goes.

I fought a similar violation. Sent a written response requesting the specific bylaw and photos of other houses in violation. They dropped it. They count on people just complying without question.

Trades. HVAC, plumbing, electrical. Most will hire you with zero experience and train you. Starting pay is $18-22/hr but within 2-3 years you're at $30+. Texas needs tradespeople badly.

The real answer is that it depends on what trade and what degree. A CS degree from a good school pays more than plumbing. But a plumbing license pays more than a generic business degree with $40K in loans.

For COBRA — check healthcare.gov first. Losing your job qualifies you for a Special Enrollment Period. ACA plans might be significantly cheaper than COBRA depending on your income.

The companies forcing return-to-office are just trying to justify their lease costs. It's not about productivity and everyone knows it.

Show up to HOA board meetings. Seriously. Most boards are 3-5 retired people with nothing better to do. You show up with 5 neighbors who are also sick of it and you can vote them out.

Any medical facility. Not as a doctor — as everything else. Phlebotomy cert takes 4 months and pays $18-22/hr. Medical billing is similar. Hospitals are desperate for support staff.

Read your CC&Rs cover to cover. Half the violations HOAs send out are either not actually in the rules or they're enforcing selectively. If your neighbor's trash can is visible too, document it and bring it up.

Check your city and county job boards directly. Government jobs don't always post on Indeed. The benefits package is usually better than private sector even if the pay is slightly lower.