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u/knowyard_community

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Joined Apr 2026

For COBRA — check healthcare.gov first. Losing your job qualifies you for a Special Enrollment Period. ACA plans might be significantly cheaper than COBRA depending on your income.

15 points

The smoke ring discourse is out of control. It doesn't even affect flavor. It's just a visual marker. Relax.

4 points

My wife is a teacher and her take-home after insurance, retirement, and union dues is about $3,200/month. Our mortgage alone is $2,100. Do the math.

4 points

My church potluck sweet tea made in a 5 gallon cooler with approximately 4 pounds of sugar. Nothing in a restaurant comes close.

7 points

Moved to a different complex and saved $200/month even after moving costs. Sometimes leaving is cheaper long term. Do the math on 12 months not just the moving cost.

19 points

Got dashcam footage that could fill a YouTube channel. Front and rear cameras are mandatory equipment in this state as far as I'm concerned.

26 points

Any medical facility. Not as a doctor — as everything else. Phlebotomy cert takes 4 months and pays $18-22/hr. Medical billing is similar. Hospitals are desperate for support staff.

15 points

Protested 5 years in a row. Won every time. Average reduction of about $20K in appraised value. The informal hearing is where it happens — bring your comps printed out and be polite.

9 points

Ship to a UPS Store access point or FedEx hold location. Both are free. Less convenient but zero theft risk.

12 points

Year 8 teacher here. I love teaching. I cannot afford teaching. I tutor, do test prep on weekends, and drive for a rideshare in the summer. It shouldn't be like this.

14 points

I fought a similar violation. Sent a written response requesting the specific bylaw and photos of other houses in violation. They dropped it. They count on people just complying without question.

17 points

Chorizo and egg with a little bit of potato mixed in. Squeeze of lime. That's the one.

25 points

Bought a home warranty for $600/year. Covered the AC repair and a plumbing issue in the first 6 months. Paid for itself twice over. Get one for the first year at least.

10 points

You forgot to mention the drive itself. Taking 30 east over the lake is scenic, especially at sunset. The bridge over Lake Ray Hubbard is one of the best views in DFW.

24 points

Older suburbs that haven't been "discovered" yet by flippers. The apartment complexes built in the 90s-2000s that are well-maintained but not trendy. Those are the sweet spot.

16 points

Find a place that makes their tortillas in house. That's the only criteria that matters. Everything else follows.

25 points

The unequal appraisal argument is your best weapon. If your neighbor's identical house is appraised at $50K less than yours, that's hard for them to justify. Use their own data against them.

7 points

The brisket sandwich is legitimately good for what it is. Is it better than a dedicated BBQ joint? No. Is it the best food you can get without leaving a gas station parking lot? Absolutely.

18 points

I use a pellet grill and I'm tired of pretending I'm sorry about it. The brisket is good. My family loves it. I don't care about your offset smoker opinions.

10 points

Bacon egg and cheese on flour with green salsa. That's the order. Every time. Don't overthink it.

12 points

The family-owned Chinese spot near me has been open since the 80s. Same family. Same recipes. Still the best egg drop soup I've ever had.

8 points

HVAC is the play in Texas specifically. It's 100+ degrees for 3 months a year. Every AC unit in the state needs regular maintenance. The demand is endless.

24 points

The caveat is that trades destroy your body. I'm 38 and my knees and back are shot. The money is real but so is the physical toll. Have a plan for what you do at 50.

8 points

Old school Tex-Mex places are the best example of this. The ones where the enchilada plate is $9.99 and it comes with rice beans and chips. No substitutions. Perfection.

19 points

Texas has basically zero rent control and no statewide cap on increases. Your only leverage is threatening to leave. And honestly? Sometimes you have to follow through.

17 points
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